DID YOU KNOW?
68% of Americans think life insurance is too expensive, but over half overestimate the cost by 3x or more. (LIMRA, 2022)
68%
60% of Americans worry they’ll outlive their retirement savings, yet many don’t know that IULs can provide tax-free retirement income. (Transamerica, 2023)
60%
401(k)s and IRAs are taxable in retirement, while properly structured life insurance provides tax-free income—helping retirees keep more of their money. (IRS Guidelines)
0%
Market volatility is a top concern for 67% of Americans, but an IUL protects your money with a 0% floor, meaning you never lose money due to market crashes. (LIMRA, 2023)
67%
90% of high-net-worth individuals use permanent life insurance as a wealth-building strategy—it’s not just for the ultra-wealthy! (U.S. Trust Insights on Wealth & Worth, 2023)
90%
99% of Americans outlive their term life policies and never receive a dime prior to their policy lapsing (Penn State)
99%
100% true that a will does not avoid probate—only a properly structured trust keeps your estate protected, private, efficient, and out of court. (State Probate Law)
100%
Over 70% of Americans do not have a proper estate plan in place, leaving their families exposed to probate, delays, and unnecessary costs. (Caring.com, 2024)
70%
56% of Americans underestimate probate costs—yet fees often reach tens of thousands of dollars or more, depending on the estate-not to mention 18 months on average in probate court.
56%